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2013-08-06 22:15:07
Successful Home Buying Ideas

 

I am often asked what elements make an easy and successful realestae transaction. Utah homes for sale make up many of the searches that you will do.  First off of course is finding the perfect home.  Take your time and do your research.  Buying a home in Tooele, or Buying a home in Utah can by frustraiting.  But we will make it easy for you. Make sure the area is where you want to be.  The schools, shops and entertainment fit you and your families needs.  Once you have found the best area for you.  Then look at every house that fits into your price range.  I like to tell my clients to make notes on the pros and cons of each house.  Narrow it down to your top 5 and re-visit those again. 

Once you have the house the fun begins.  So here are the steps and the elements set you for you from Axiom Financial.  I suggest that my clients at least talk with Dori Warner from Axiom (435-830-3662) because after working in Real Estate for 14 plus years I have found that Dori is one of the very best in the lending field.  


Mortgage Consultant (Loan Officer) : Dori is an expert and has great knowledge of the Tooele homes for sale , Erda, Stansbury Park, Granstville and Stocton areasYour mortgage consultant will talk with you to gain understanding of your homeownership goals and your credit situation. They will help you establish a plan and choose loan products that meet your home buying needs and your financial comfort level. They will personally manage your loan’s progress from application all through to closing – making sure that your contract dates are met every step of the way. They are your continued resource for home financing information and advice – both during and after the mortgage process.

Real Estate Agent (REALTOR®): Your real estate agent LARAMIE DUNN OR MARK DUNN will listen to your specific housing needs and will determine a course of action for finding the right home for you to purchase. Many real estate agents will preview homes for you, so you don’t waste time looking at houses that don’t meet your needs. If you don’t have an agent working for you, ask your Mortgage Consultant for a referral to a trusted partner. Your real estate agent will represent and protect your best interests during the process of purchasing a property. They will help you with negotiations, professionally present your offer for best results, guide you through the purchase process, and keep you informed about the progress of the transaction. LARAMIE AND MARK have first hand knowledge about the Tooele, Erda, Stansbury Park, Granstville and Stocton areas

Appraiser: Your lender will set up an appointment with your appraiser to appraiser your home.  Most will have first hand knowedge of theTooele, Erda, Stansbury Park, Granstville and Stocton areas. A home appraiser performs a value appraisal of the property you plan to purchase. The appraisal takes into consideration the home size and its features, property condition, location, neighborhood, recent sales in the area of similar homes and other details that affect property value. The appraised value of the property must meet or exceed the loan value for the lender to approve the loan on that property. Their valuation offers important protection for you and the lender in determining the property’s worth.

Home Inspector:  There are many great home inspecters that cover the Tooele houses for sale, Erda, Stansbury Park, Granstville and Stocton areas. A home inspector works for you to inspect a home you are offering to purchase. It is their job to search out and report on any issues with the home, from minor repairs to major system failures. Considering suggested necessary repairs, the buyer has the option of continuing with the transaction as originally offered, requesting that repairs are made, or lowering their offer to cover needed repairs. Home inspectors do not make repairs, nor do they offer opinions on the value of a home. They simply inspect and report their findings. It is the buyer’s responsibility to review the report and consider it within the context of their purchase.

Title Company: I like to use Security Title in Tooele, (Marta Johnson 435-843-8884) The escrow officer, usually chosen by your real estate agent, unless you have a preference, performs a title search on the selected property. This prevents fraudulent sale of property. A search for encumbrances to the title that could prevent a legal sale is also performed. The escrow officer conducts the settlement appointment where you will sign documents to purchase your home. The lender will promise funding of the loan and the seller and their lien-holders will be paid for the property. They will record the change of title with the County Recorder’s office and the property will then become yours.

 

Well Good Luck and Happy House Hunting.  Please call Laramie at 435-224-4000 or Mark if you have any questions about buying or even selling your home!! We would be happy to help you. 

 
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